Whether you are single, a spouse, or a parent, as we approach the end of the year, now is the time to take advantage of any medical benefits that are still left on the table, including dental insurance benefits. Many individuals are unaware of their dental plan benefits and let them expire at the end of the year, but if you are reading this, you are ahead of the game. Today, we will take you through the most frequently asked questions on how to get the most significant benefit for your dental insurance before time runs out.
Understanding Your Dental Insurance Benefits
Q: What happens to my dental insurance benefits at the end of the year?
A: Most dental insurance plans set an annual benefit maximum. Simply put, this is the highest amount on what they’ll pay for your dental care in a year. Unlike a cellphone plan, where you can roll over unused minutes or data, dental insurance benefits reset at the end of the year. So, if you haven’t used all of your allocated benefits by December 31st, you will lose them.
Q: Can you explain the “use it or lose it” policy of dental benefits?
A: This policy is how your insurance will reset at the end of the year. If you don’t use all of your dental insurance benefits within the calendar year, they will not roll over to the following year. It doesn’t matter if you paid all of your premiums on time; if you have any unused portion of your annual maximum, such as cleanings or x-rays, they will expire. Therefore, you will have to restart your minimum deductible to gain access to your total benefits once again.
The Benefits of Completing Dental Work Now
Q: Why should I utilize my dental insurance before the year ends?
A: Taking full advantage of your dental insurance benefits is a financially responsible choice that also dramatically improves your health. You’ve already paid for all those benefits through your monthly premium dental care payments, so you might as well use them. Not taking advantage of them is like buying a bicycle but never taking it out of the garage to ride it.
Beyond the financial factor, utilizing dental insurance benefits is good for your health. Taking care of dental issues promptly can prevent more extensive and expensive treatments later. Plus, you have the added health benefits of maintaining good oral hygiene.
Q: What services at Creekside Dental can I use my year-end insurance benefits for?
A: Your insurance may cover a variety of services, such as routine cleanings, exams, x-rays, fillings, and even some major procedures like crowns or root canals. At Creekside Dental, we offer these services and can help ensure you receive all the treatments you’re entitled to before your benefits reset. Just make sure to make your appointment as soon as possible!
What Dental Care Services Should Be Addressed
Q: What are some commonly needed dental procedures I should consider?
A: Before the year comes to an end, you should consider getting your annual exam and routine cleaning at the very minimum. If you have any cavities that need to be filled, it is ideal to get those taken care of. Additionally, if you have more extensive dental work that needs to be addressed, such as getting a crown, you will want to, at least, get the process started. Remember, anything left of the table disappears, so take full advantage while you can.
Q: How does Creekside Dental make it easy to schedule end-of-year services?
A: At Creekside Dental, we streamline the scheduling process and offer comprehensive dental services to ensure you can complete necessary treatments before the year’s end. Our friendly staff can assist with appointments to accommodate your schedule and explain any insurance questions you may have. We understand that there is minimal time left and that insurance can be confusing, but our kind-hearted staff is more than happy to guide you through the process so you get the biggest bang for your buck.
Planning Your End-of-Year Visit to Creekside Dental
Q: How can I check my remaining dental insurance benefits?
A: The easiest way to check your remaining dental insurance benefits is by contacting your dental insurance provider or checking their website to understand your remaining benefits. Alternatively, our kind staff at Creekside Dental can help review your benefits and advise you on the best way to use them.
Q: What should I do to ensure I get an appointment before the year ends?
A: Don’t delay! You, like many other individuals, are taking advantage of your dental insurance benefits before time runs out. We highly recommend reviewing the full extent of our services and then calling us at Creekside Dental as soon as possible to schedule your appointment and any appointments for spouses or children too. Plus, keep in mind that the end of the year is a busy time with holidays and events, so booking early is critical to ensuring you can get in before your benefits reset.
Get the Most Out of Your Dental Insurance Benefits!
As the year ends, it is vital to remember that you deserve to take advantage of your dental insurance benefits and all of the health benefits it can provide. Dental insurance is a valuable resource for maintaining your oral health, but not using it is like throwing precious money and health opportunities out the window.
At Creekside Dental, we want you to get the most out of your dental insurance and ensure your dental health is in peak condition. Our team is here to help you expertly navigate the hoops of dental insurance, so you receive all the benefits to which you are entitled. By partnering with us, you are not only safeguarding your oral health but getting the most out of your dental investment.
Don’t let your 2023 dental benefits go to waste! Contact Creekside Dental now to schedule your appointment and ensure you start the new year with a healthy smile.